Beacon Annuity Nexus - Fixed Rate Annuity Market Intelligence - Saturday, July 18, 2026

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Fixed Rate Annuity - Rate Update

Name	Date
Certainty Select	7/16/2026
ChoiceFour	7/16/2026
Harbourview MYGA	7/15/2026
Sky Harbourview MYGA	7/15/2026
Select Choice Plus - Option 1 (7 year) MVA	7/14/2026
Select Choice Plus - Option 2 (7 year) MVA	7/14/2026
Select Choice Plus - Option 3 (7 year) MVA	7/14/2026
Select Choice Plus - Option 3 (7 year) Non-MVA	7/14/2026
Select Choice Plus - Option 4 (7 year) MVA	7/14/2026
Select Choice Plus - Option 4 (7 year) Non-MVA	7/14/2026

Fixed Rate Annuity - Product Search

Name		Run
Fixed Rate Annuity - By Company		Go!

Fixed Rate Annuity - By Purchaser-Driven Criteria		Go!

Fixed Rate Annuity - Reporting

Name		Run
All Waivers		Go!
Annuitization Waivers		Go!
Certificate Type Annuities by Years Guaranteed		Go!
Fixed Annuities by Min Guar Rate		Go!
MVA Products		Go!
New York Approved Products		Go!
Non-Qualified Owners over age 95		Go!
'Standard' Flexible Premium By Years of Surrender		Go!
'Standard' Single Premium By Years of Surrender		Go!
'Standard' Single With Additional Premium		Go!
TSA contributions grouped by Years of Surrender		Go!

Fixed Rate Statistics by Product Type

MYGA Type Annuities

Flexible Type Annuities

Guar. Yr.		Avg. Base Rate Change		Avg. Base Rate		Run
1 Yr		0.021		4.719		Go!
2 Yr		0.033		4.113		Go!
3 Yr		0.096		4.536		Go!
4 Yr		0.013		4.412		Go!
5 Yr		0.067		4.737		Go!
6 Yr		0.001		4.549		Go!
7 Yr		0.079		4.731		Go!
8 Yr		-0.081		4.588		Go!
9 Yr		-0.129		4.790		Go!
10 Yr		0.030		4.999		Go!
15 Yr		0.150		5.050		Go!
20 Yr		0.000		5.100		Go!

Surr. Yr.		Avg. Base Rate Change		Avg. Base Rate		Run
5 Yr		-0.697		1.494		Go!
6 Yr		0.500		4.000		Go!
7 Yr		-0.253		3.797		Go!
8 Yr		0.100		4.525		Go!
9 Yr		0.500		4.000		Go!
10 Yr		0.550		2.950		Go!

Single Type Annuities

With Market Value Adjustment

Surr. Yr.		Avg. Base Rate Change		Avg. Base Rate		Run
5 Yr		0.107		4.487		Go!
6 Yr		0.150		3.950		Go!
7 Yr		0.121		3.826		Go!
9 Yr		0.450		4.850		Go!

Surr. Yr.		Avg. Base Rate Change		Avg. Base Rate		Run
0 Yr		-0.078		4.263		Go!
2 Yr		0.080		4.149		Go!
3 Yr		0.078		4.597		Go!
4 Yr		0.013		4.458		Go!
5 Yr		0.064		4.893		Go!
6 Yr		-0.009		4.711		Go!
7 Yr		0.057		4.860		Go!
8 Yr		-0.100		4.633		Go!
9 Yr		0.000		4.973		Go!
10 Yr		0.035		5.074		Go!
15 Yr		0.150		5.050		Go!
20 Yr		0.000		5.100		Go!