Beacon Research  welcomes you to the premier source for comprehensive fixed rate and indexed deferred annuity information. AnnuityNexus.com provides all the tools you need to compare products, track rate changes and analyze product features using pre-programmed formats or reports you create yourself. Indexed Annuity Market Intelligence Market Intelligence System subscribers will find all their favorite Fixed Rate Annuity Market Intelligence System features: Customizable rate updates with PDF output option, reports exportable to spreadsheet software, searches by company product name or purchaser-driven criteria, and more. Not a subscriber yet? Click on the Indexed Annuity tab, check out the homepage and schedule a web tour with an email to Sales@BeaconResearch.net Fixed Annuity Market Statistics  Certificate Type Annuities - Average Base Rates Years of Interest Rate Guarantee  5/18/2012  11/18/2011  5/18/2011  Standard Flexible Premium  Standard Single Premium Years of Surrender Charge  Average Effective Yield Years of Surrender Charge  Average Effective Yield  With Market Value Adjustment  Without Market Value Adustment Years of Surrender Charge  Average Effective Yield Years of Surrender Charge  Average Effective Yield Products & Services Beacon Research tracks fixed, indexed and variable annuity features, rates and sales for subscribers and licensees. We provide web-based solutions for producer websites and home offices. Press Room 05/16/2012 - Top five SPIA sellers, 2003-2011 05/14/2012 - US Life Insurers Revamp Sales Models in Move to Independent Distribution 05/01/2012 - Annuities: Growing Pains 05/2012 - Indexed Annuities Struggled a Bit, But Still a Hit; Income Annuities Galloping Ahead 05/2012 - Indexed Annuity Complaints Plummet 04/24/2012 - EIA Market Likely to Survive Aviva Exit 04/18/2012 - The 'Stacking' Strategy 04/17/2012 - The Future of Aviva USA 04/04/2012 - US Sales of Fixed Annuities Drop 1.1% in 2011 Amid Historic Low Interest Rates 03/16/2012 - Record Sales for Income Annuities in Q4 2011: Beacon 03/15/2012 - Beacon: Income and Indexed Annuities Set Records in Fourth Quarter of 2011 03/14/2012 - Indie B-D reps flocking to fixed indexed annuities 03/14/2012 - Record sales for income, indexed annuities in Q4 2011: Beacon 03/14/2012 - INCOME AND INDEXED ANNUITIES SET RECORDS IN FOURTH QUARTER ’11, BEACON REPORTS

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